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Appraisal services for St. Lucie and Martin County homeowners
The top reasons Florida homeowners use Advanced Data Resources, Inc.:
- Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge a property tax assessment
- Remove PMI to lower your mortgage payment
- To reinstate your Home Equity Line of Credit (or HELOC)
- Review a different appraiser's report for verification
- If real estate property needs to be divided because of a divorce
- Determine the true market value of the property in question to settle an estate in Saint Lucie county or Florida
We at Advanced Data Resources, Inc. understand the special needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that's going down. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal from Advanced Data Resources, Inc. is your perfect weapon when challenging your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At Advanced Data Resources, Inc., we're veterans in helping folks just like you get rid of unneeded PMI insurance.
Was your HELOC recently frozen?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Advanced Data Resources, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you would wish to have a veteran appraiser double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.
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